UNDERSTANDING HAIL DAMAGES: Cause AND EFFECTS ON YOUR ROOF
If you inhabit a locale that is frequented by severe weather events, it is crucial to be acquainted with the proper way to brace yourself for the potential damage hail may inflict upon your roof. Roof shingles constitute the first line of defense for your dwelling against such calamities, and despite their effectiveness, the duration of their usage, the hail’s size, and the incidence rate of storms can eventually weaken them.
Although hailstorms may seem transitory, even small hailstones can cause significant damage to a roof, including the creation of minor dents, fractures, or cracks in the roofing system, consequently resulting in sudden roof leaks.
The objective of this guide is to present you with expert counsel from a local roofing contractor on the most effective means to prepare for hailstorms and their associated damages, whether you reside in San Antonio or elsewhere.
The United States witnesses nearly 3,000 hailstorms each year, resulting in billions of dollars in damages. In San Antonio alone, there have been over 130 severe weather warnings in the last year. Employing services such as Interactive Hail Maps can enable you to remain informed regarding the area’s hail patterns and prepare adequately for the storms that may affect your roof.
Familiarize yourself with the Insurance policy
Determine what expenses will be covered by your insurer and what your deductible will be. Standard homeowners’ insurance policies usually provide coverage for repairing or replacing your roof, windows, and decks damaged by hailstorms. You may also opt for a specific hail damage policy that offers more comprehensive coverage. It is advisable to ensure that your policy incorporates Replacement Cost Value (RCV) and include a code endorsement that pays for all required codes as per your municipality and current code standards. For further information and a better understanding of your policy, consult your insurance agent.
This is especially essential for shrubs or bushes adjacent to your windows. Even though they may not be uprooted during a hailstorm, their branches may hit and damage your windows, siding, or the eave and rakes of your roof. Proper trimming is necessary to prevent exterior damage during a wind or hailstorm.
Clean your gutters and ensure they are functioning
Regular roof maintenance encompasses the upkeep of your gutters and downspouts. Before a significant storm, it is always wise to ensure proper drainage.
Ensure that each fence post is tightly secured, as heavy winds could lift and throw them against your home.
Inspect your roof before a forecast hailstorm
It is advisable to inspect your roof either by getting on it or using binoculars from the ground. This will enable you to note any prior damage and determine the damage caused by the impending hailstorm accurately. If your roof is older, it is recommended to have a professional roof inspection performed before the onset of hail season to determine if you need a roof replacement. A newer roof is better equipped to withstand hailstorms.
Document the damage observed on your roof
his will provide you with a better understanding of the damage caused by the hailstorm.
Check for hail damage on your roof: If you notice any damage to your roof after a hailstorm, report it to your insurance company as soon as possible. It is recommended to have hail damage inspected immediately. Failing to inspect it promptly may result in a simple fix escalating into a costly repair. Photograph any damage observed, as this may prove beneficial when filing an insurance claim.
Contact Rhino Roofers
We are a San Antonio-based roofing contractor specializing in residential roofing and storm damage claims. Our team will gladly perform a roof inspection to check for hail damage and offer repair estimates if necessary. We assist throughout the claims process to ensure a speedy, thorough, and equitable hail damage claim.